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I’ve heard of people with VS scores 100 points higher than their FICO scores, and I’ve heard of people with fico scores 100 points higher than their VS scores. To the OP, ALL scores are accurate. Only 3 factors go into a score: The scoring model, the bureau data used and the time at which it was generated.

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At NerdWallet, we strive to help you make financial decisions with confidence. To do this, many or all of the products featured here are from our partners. However, this doesn’t influence our.

At NerdWallet, we strive to help you make financial decisions with confidence. To do this, many or all of the products featured here are from our partners. However, this doesn’t influence our.

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