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Most other lenders’ 15 year mortgage rates that low require you to pay points upfront. 20 year mortgage rates from Bank of Oak Ridge, which is a less popular mortgage term, are offered at 4.25 percent with 0.25 points and the same $853 in fees. The best mortgage rate for you depends on how much you are looking to borrow.

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The Home Equity Theft Reporter: Senior Citizens, Retirement Funds Victimized By Subprime Lending Mess The Home Equity Theft Reporter: Senior Citizens, Retirement Funds Victimized By Subprime Lending Mess The world’s largest auto maker disclosed Thursday that it will need more time to file its 2006 annual report with the SEC..Many analysts say GMAC’s home-lending unit, Residential Capital LLC, known as ResCap, is heavily involved in the.

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