Cheap Credit Counseling- Pre-Filing Course

CC Advising, Inc. is a leading provider of Credit Counseling for $9.76 per person. This pre-filing course is mandatory for individuals filing Bankruptcy.

California Pre-Filing Bankruptcy Credit Counseling. As a non-profit organization, Debtorcc.org provides California residents with the pre-filing bankruptcy credit counseling course.This is the First Bankruptcy Course that must be completed prior to filing for bankruptcy in California.

Credit Counseling Certificate Abacus Credit Counseling is a non-profit organization founded by bankruptcy and financial professionals that provides consumer credit counseling. In partnership with Sage Personal Finance, we bring you the courses you need for your bankruptcy case.

Bankruptcy Education Courses. Approved by the U.S. Trustees, incharge issues bankruptcy code-compliant certificates for required pre-filing counseling and pre-discharge education. If you file for bankruptcy, you must attend a Pre-Filing Credit Counseling session.

Required Debtor Education Course. As per the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA), consumers who would like to receive a discharge of a Chapter 7 or Chapter 13 bankruptcy are required to complete a personal financial management session with an approved counseling agency.

A pre-bankruptcy counseling course typically cost about $50. credit counseling agencies are required by law to provide the counseling for free if you are unable to pay. After you finish the pre-bankruptcy credit counseling session, you will receive a credit counseling certificate that’s valid.

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Pre-Filing Bankruptcy Credit Counseling – User Agreement. The pre-filing credit counseling consists of 3 steps.. Online course – This portion is available 24 hours a day, 7 days a week; Financial Analysis Review – A credit counselor will issue a Financial Analysis upon completion of the online course. Our credit counselors are available and financial analyses will be issued during the hours of.

By completing this counseling session you will earn a credit counseling certificate which is valid for six months if you decide to proceed with the bankruptcy. The second credit counseling certificate is granted after you complete a debtor education course, also known as post-bankruptcy debtor education.

Pre-Filing Online Credit Counseling Before filing bankruptcy, you must first complete a required pre-filing credit counseling session. fee Schedule : Pre-Filing Course (Telephone, Internet and In-person) post filing Course (Internet) $49 per household.